INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
Non-performing assets (NPAs) pose a significant challenge to the Indian banking sector, impacting financial stability, economic growth, and social welfare. This research paper explores the causes, consequences, and remedies of NPAs in the Indian banking sector. Economic downturns, lax lending practices, and regulatory bottlenecks contribute to the accumulation of NPAs. The consequences of high levels of NPAs include reduced bank profitability, constrained credit availability, and social distress. Regulatory interventions, legislative reforms, and proactive measures by banks are crucial in addressing NPAs. The future outlook for NPAs depends on economic trends, regulatory reforms, and technological advancements. By implementing effective remedial measures, stakeholders can mitigate the adverse effects of NPAs and support the long-term health and stability of the banking sector in India.
Keywords:
Non-performing assets, Indian banking sector, causes, consequences, remedies, regulatory reforms, economic growth, financial stability, Reserve Bank of India.
Cite Article:
"Non-Performing Assets in Indian Banking Sector: Causes, Consequences, and Remedies", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.1, Issue 3, page no.35-42, December-2016, Available :http://www.ijnrd.org/papers/IJNRD1612006.pdf
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ISSN:
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
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