INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
This paper focus on getting an insight behavior of how individual invests their savings for future perspective. An investment is an asset or item which is acquired with the goal to increase present income or future saving or we can investment is appreciation to present income .An Investment involves putting capital to use today in order to increase its value over time .Investment is the engaging of the today funds what is called saving from today consumption so that future earning can be increased, but future is uncertain so to calculate that uncertain a term is used which is called Risk. The risk is the most important variable in calculating investment pattern of a particular individual. From the last two years , the mostly pandemic time due to Covid the pattern of investment of individual has been changed , due to various loss of jobs of individuals ,loss in business and various others factors .The investment influence investors behaviour such as what type of returns , the principal amount , the progressive amount and the tax on investment .Along with risk the most important term return is also associated with investment .Individual used to take expert advice or they see past analysis before doing any investment .The risk and return is different for different Individuals .The investment pattern also depend upon individual savings . It is not possible to completely avoid risks but an individual can minimize the risk by hedging their investment or diversifying the investment across variety of options. This study will also help investors to earn better profits the investment.
Keywords:
Investment, Pandemic, Investment patterns, Risk and Returns.
Cite Article:
"Investment Pattern of Individual Investors Residing in Bhiwani City: An Empirical Study", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 5, page no.a727-a735, May-2023, Available :http://www.ijnrd.org/papers/IJNRD2305091.pdf
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ISSN:
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
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