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IJNRD
INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
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Impact Factor : 8.76

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Paper Title: An analytical purview of the impact of UPI payments on financial business sector and financial inclusion
Authors Name: Mohammed Shayaan B , Shyam Agarwal , Ravi Bansal , Abishek
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IJNRD_216827
Published Paper Id: IJNRD2403572
Published In: Volume 9 Issue 3, March-2024
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Abstract: ABSTRACT This study explores the analytical purview of Unified Payments Interface (UPI) payments on financial inclusion and the business sector. While questionnaires provide valuable primary data, limitations like sample bias and potential for misreporting necessitate a multifaceted approach. Combining survey data with official statistics and incorporating qualitative interviews with both individuals and businesses can offer a more comprehensive understanding. The study acknowledges that the time frame might not capture the full impact on evolving businesses and the long-term trends of UPI's influence. Looking ahead, the future scope of UPI payments presents exciting possibilities for further financial inclusion and business sector transformation. These include features like UPI AutoPay simplifying financial management, Buy Now, Pay Later services boosting sales, and embedded functionalities streamlining transactions. Additionally, expanding UPI for cross-border transactions could reshape international trade and global financial inclusion. By acknowledging limitations and exploring future potential, researchers can gain a deeper understanding of UPI's role in shaping the financial landscape.
Keywords: UPI Payments, Financial Inclusion, Business Sector, Impact of UPI System
Cite Article: "An analytical purview of the impact of UPI payments on financial business sector and financial inclusion", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 3, page no.f620-f644, March-2024, Available :http://www.ijnrd.org/papers/IJNRD2403572.pdf
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ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID:IJNRD2403572
Registration ID: 216827
Published In: Volume 9 Issue 3, March-2024
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Page No: f620-f644
Country: Bengaluru, Karnataka, India
Research Area: Management
Publisher : IJ Publication
Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2403572
Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2403572
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ISSN: 2456-4184
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