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Paper Title

Scalable Fine-Tunning Strategies For LLMs In Finance Domain-Specific Application For Credit Union

Article Identifiers

Registration ID: IJNRD_302425

Published ID: IJNRD2412028

: http://doi.one/10.1729/Journal.42480

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Keywords

Scalable fine-tuning, Large Language Models (LLMs), Credit unions, Regulatory compliance, Operational efficiency, Domain-specific optimization, Bias mitigation.

Abstract

Abstract The study presents scalable fine-tuning strategies for Large Language Models (LLMs) for applications around credit unions dealing with the issues of financial data processing, regulatory compliance, and member interaction. A mixed methods design in the form of qualitative inputs from constituents of credit unions and objective domain-specific fine-tuning approaches built and tested against related metrics are used. Results of this study show categorical improvements: member inquiries increased in accuracy by 27%, compliance by 35%, and bias mitigation by 78%. A parameter-efficient fine-tuning strategy has shown to be scalable across institutions of all sizes with very little computational resources, keeping it accessible to small credit unions. Fine-tuned models have also kept 95% of their general language capabilities while achieving excellence in a domain-specific part, that is, there is a 40% increase in the understanding of financial jargon alone. These were derived from the feedback of 85% of the professional respondents who considered the models "useful" or "very useful," keeping the direct return in operation to about 30% time-saving in handling routine inquiries. This research indicates the kind of revolutionary difference that can be made in this industry through LLMs with domain optimization. Further research will have to address the fine-tuning of such models: integration with new technologies such as blockchain, and extension of other financial applications towards not-so-mainstream levels that can further take LLMs to higher levels of performance and innovation at credit unions.

How To Cite (APA)

Kartheek Kalluri (December-2024). Scalable Fine-Tunning Strategies For LLMs In Finance Domain-Specific Application For Credit Union. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(12), a267-a274. http://doi.one/10.1729/Journal.42480

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Other Publication Details

Paper Reg. ID: IJNRD_302425

Published Paper Id: IJNRD2412028

Research Area: Science and Technology

Author Type: Foreign Author

Country: Brambleton, VA, United States

Published Paper PDF: https://ijnrd.org/papers/IJNRD2412028.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2412028

Crossref DOI: http://doi.one/10.1729/Journal.42480

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