Paper Title
Factors Affecting Profitability of Selected Banks: The Case of Nepal
Article Identifiers
Registration ID: IJNRD_304303
Published ID: IJNRD2502321
: http://doi.one/10.1729/Journal.44157
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Keywords
profitability, liquidity, commercial banks, ROA, ROE, Nepal
Abstract
Using liquidity metrics like the Temporary Investment Ratio (TIR), Liquid Assets Ratio (LR), Credit Deposit Ratio (CDR), Debt to Asset Ratio (DAR), Debt to Equity Ratio (DER), Non-Performing Asset Ratio (NPA), and Capital Adequacy Ratio (CAR) as well as profitability indicators like ROA and ROE, as well as understanding the relationship between liquidity and profitability indicators, are the primary objectives. In this quantitative study, descriptive and causal-comparative research designs were employed. We used secondary data and purposeful sampling. The data were analyzed using regression and correlation. The study examines how liquidity impacts banks' profitability. TIR, LR, DAR, and NPA have an insignificant and positive influence on return on assets (ROA), while CDR, DER, and CAR have an insignificant and negative impact. ROA is unaffected by TIR, LR, DAR, NPA, CDR, DER, and CAR. This indicates that none of the factors contribute to higher ROA. TIR, LR, DER, and NPA have an insignificant and positive effect on return on assets (ROE), but CDR and CAR have a considerable and negative influence. NPA, DER, LR, and TIR have no effect on ROE. ROE is impacted by CDR and CAR, though. It may be concluded that ROE is not increased by TIR, LR, DER, or NPA. On the other hand, CDR and CAR help to raise ROE.
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How To Cite (APA)
Rohit Kumar Shrestha & Rajesh Kumar Poudel (February-2025). Factors Affecting Profitability of Selected Banks: The Case of Nepal. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 10(2), d201-d217. http://doi.one/10.1729/Journal.44157
Issue
Volume 10 Issue 2, February-2025
Pages : d201-d217
Other Publication Details
Paper Reg. ID: IJNRD_304303
Published Paper Id: IJNRD2502321
Research Area: Management
Author Type: Indian Author
Country: -, -, India
Published Paper PDF: https://ijnrd.org/papers/IJNRD2502321.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRD2502321
Crossref DOI: http://doi.one/10.1729/Journal.44157
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