Regulatory Challenges in Technological Disruptions of Insurance Industry: Navigating Legal and Ethical Dimensions

Regulatory Challenges in Technological Disruptions of Insurance Industry: Navigating Legal and Ethical Dimensions

Registration ID: IJNRD_221639

Published ID: IJNRDTH00154

DOI: Click Here to Get

Yashana Malhotra , Dr Bhavna Batra

In recent years, the insurance industry has been undergoing significant transformations propelled by technological disruptions. From the integration of artificial intelligence (AI) and machine learning (ML) algorithms to the emergence of blockchain and Internet of Things (IoT) applications, insurers are harnessing innovative technologies to streamline operations, enhance customer experience, and mitigate risks. While these advancements offer promising opportunities for the industry, they also bring forth a myriad of regulatory challenges that demand careful navigation of legal and ethical dimensions. This paper aims to delve into the regulatory landscape surrounding technological disruptions in the insurance sector, highlighting key legal and ethical considerations that insurers must address. By examining the evolving regulatory frameworks, emerging ethical dilemmas, and pertinent case studies, this study seeks to provide insights into effective strategies for managing regulatory challenges and fostering responsible innovation within the insurance industry. The following sections will explore various aspects of regulatory challenges, including data privacy and security, consumer protection, regulatory compliance, and ethical implications. Through comprehensive analysis and practical recommendations, this paper aims to equip insurers, policymakers, and other stakeholders with the knowledge and tools necessary to navigate the complex terrain of technological disruptions in the insurance sector while upholding legal and ethical standards. 

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"Regulatory Challenges in Technological Disruptions of Insurance Industry: Navigating Legal and Ethical Dimensions", IJNRD - INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (www.IJNRD.org), ISSN:2456-4184, Vol.9, Issue 5, page no.876-933, May-2024, Available :https://ijnrd.org/papers/IJNRDTH00154.pdf

Volume 9 Issue 5, May-2024

Pages : 876-933

Paper Reg. ID: IJNRD_221639

Published Paper Id: IJNRDTH00154

Downloads: 000121184

Research Area: Other

Country: Bahadurghar , Haryana, India

Published Paper PDF: https://ijnrd.org/papers/IJNRDTH00154.pdf

Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRDTH00154

Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)

ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

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This work is licensed under a Creative Commons Attribution 4.0 International License and The Open Definition

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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to explore advances in research pertaining to applied, theoretical and experimental Technological studies. The goal is to promote scientific information interchange between researchers, developers, engineers, students, and practitioners working in and around the world. IJNRD will provide an opportunity for practitioners and educators of engineering field to exchange research evidence, models of best practice and innovative ideas.

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