Paper Title
Regulatory Challenges in Technological Disruptions of Insurance Industry: Navigating Legal and Ethical Dimensions
Article Identifiers
Authors
Keywords
Abstract
In recent years, the insurance industry has been undergoing significant transformations propelled by technological disruptions. From the integration of artificial intelligence (AI) and machine learning (ML) algorithms to the emergence of blockchain and Internet of Things (IoT) applications, insurers are harnessing innovative technologies to streamline operations, enhance customer experience, and mitigate risks. While these advancements offer promising opportunities for the industry, they also bring forth a myriad of regulatory challenges that demand careful navigation of legal and ethical dimensions. This paper aims to delve into the regulatory landscape surrounding technological disruptions in the insurance sector, highlighting key legal and ethical considerations that insurers must address. By examining the evolving regulatory frameworks, emerging ethical dilemmas, and pertinent case studies, this study seeks to provide insights into effective strategies for managing regulatory challenges and fostering responsible innovation within the insurance industry. The following sections will explore various aspects of regulatory challenges, including data privacy and security, consumer protection, regulatory compliance, and ethical implications. Through comprehensive analysis and practical recommendations, this paper aims to equip insurers, policymakers, and other stakeholders with the knowledge and tools necessary to navigate the complex terrain of technological disruptions in the insurance sector while upholding legal and ethical standards.
Downloads
How To Cite (APA)
Yashana Malhotra & Dr Bhavna Batra (May-2024). Regulatory Challenges in Technological Disruptions of Insurance Industry: Navigating Legal and Ethical Dimensions. INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT, 9(5), 876-933. https://ijnrd.org/papers/IJNRDTH00154.pdf
Issue
Volume 9 Issue 5, May-2024
Pages : 876-933
Other Publication Details
Paper Reg. ID: IJNRD_221639
Published Paper Id: IJNRDTH00154
Downloads: 000122029
Research Area: Other
Author Type: Indian Author
Country: Bahadurghar , Haryana, India
Published Paper PDF: https://ijnrd.org/papers/IJNRDTH00154.pdf
Published Paper URL: https://ijnrd.org/viewpaperforall?paper=IJNRDTH00154
About Publisher
Journal Name: INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT(IJNRD)
UGC CARE JOURNAL PUBLICATION | ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar | ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publisher: IJNRD (IJ Publication) Janvi Wave | IJNRD.ORG | IJNRD.COM | IJPUB.ORG
Copyright & License
© 2025 — Authors hold the copyright of this article. This work is licensed under a Creative Commons Attribution 4.0 International License. and The Open Definition.
You are free to share, adapt, and redistribute the material, provided proper credit is given to the original author. 🛡️ Disclaimer: The content, data, and findings in this article are based on the authors’ research and have been peer-reviewed for academic purposes only. Readers are advised to verify all information before practical or commercial use. The journal and its editorial board are not liable for any errors, losses, or consequences arising from its use.
Publication Timeline
Article Preview: View Full Paper
Call For Paper
IJNRD is a Scholarly Open Access, Peer-Reviewed, Refereed, and UGC CARE Journal Publication with a High Impact Factor of 8.76 (calculated by Google Scholar & Semantic Scholar | AI-Powered Research Tool). It is a Multidisciplinary, Monthly, Low-Cost, and Transparent Peer Review Journal Publication that adheres to the UGC CARE 2025 Peer-Reviewed Journal Policy and aligns with Scopus Journal Publication standards to ensure the highest level of research quality and credibility.
IJNRD offers comprehensive Journal Publication Services including indexing in all major databases and metadata repositories, Digital Object Identifier (Crossref DOI) assignment for each published article with additional fees, citation generation tools, and full Open Access visibility to enhance global research reach and citation impact.
The INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT (IJNRD) aims to advance applied, theoretical, and experimental research across diverse academic and professional fields. The journal promotes global knowledge exchange among researchers, developers, academicians, engineers, and practitioners, serving as a trusted platform for innovative, peer-reviewed journal publication and scientific collaboration.
Indexing Coverage: Google Scholar, SSRN, ResearcherID-Publons, Semantic Scholar (AI-Powered Research Tool), Microsoft Academic, Academia.edu, arXiv.org, ResearchGate, CiteSeerX, ResearcherID (Thomson Reuters), Mendeley, DocStoc, ISSUU, Scribd, and many other recognized academic repositories.
How to submit the paper?
By Our website
Click Here to Submit Paper Online
You can now publish your research in IJNRD. IJNRD is a Transparent Peer-Reviewed Open Access Journal Publication (Refereed Journal), aligning with New UGC and UGC CARE recommendations.
For more details, refer to the official notice: UGC Public Notice
Submit Paper Online
Important Dates for Current issue
Paper Submission Open For: November 2025
Current Issue: Volume 10 | Issue 11 | November 2025
Impact Factor: 8.76
Last Date for Paper Submission: Till 30-Nov-2025
Notification of Review Result: Within 1-2 Days after Submitting paper.
Publication of Paper: Within 01-02 Days after Submititng documents.
Frequency: Monthly (12 issue Annually).
Journal Type: IJNRD is an International Peer-reviewed, Refereed, and Open Access Journal with Transparent Peer Review as per the new UGC CARE 2025 guidelines, offering low-cost multidisciplinary publication with Crossref DOI and global indexing.
Subject Category: Research Area
Call for Paper: More Details
Approval, Licenses and Indexing: More Details
:
