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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Problems Facing the Establishment of Banks In Rural Areas of Lundazi District of Eastern Zambia. |
| Authors Name: | Mr. Follence Chilonge , Dr .S. Thandayuthapani |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_183493
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| Published Paper Id: | IJNRD2210112 |
| Published In: | Volume 7 Issue 10, October-2022 |
| DOI: | |
| Abstract: | Banks play a very important role in the economic development of the country and banking system is called as the backbone of the economy. In spite of the rural population being 60% of the Zambia’s productive population, banks in the rural Zambia are not operating in them, sitting their own reasons for doing so. This paper focuses on the reasons faced by commercial banks for not operating in rural areas of Lundazi District. This research paper is based on primary and secondary data. Sample of 100 respondents were studied in rural areas of Lundazi District. This paper revealed some reasons why commercial banks shun operating in the rural parts of Lundazi District such as: network platforms for digital financial services in the country, which limits uptake. However, the most widely cited reason for not using digital financial services in the country is related to knowledge about how to use the services. Other challenges include, but are not limited to, the cost of using the services, little confidence in the security and privacy of the systems, low transaction thresholds, inadequacies in the product design, and a general preference for using cash as opposed to digital payments. |
| Keywords: | FISF:Financial Inclusion Support Frame work (World Bank) MNO:Mobile Network Operator P2G: Person-to-Government G2P: Government-to-person RFPS: Rural Finance Policy and Strategy |
| Cite Article: | "Problems Facing the Establishment of Banks In Rural Areas of Lundazi District of Eastern Zambia.", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.7, Issue 10, page no.932-942, October-2022, Available :http://www.ijnrd.org/papers/IJNRD2210112.pdf |
| Downloads: | 000118757 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2210112 Registration ID: 183493 Published In: Volume 7 Issue 10, October-2022 DOI (Digital Object Identifier): Page No: 932-942 Country: -, -, Zambia Research Area: Engineering Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2210112 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2210112 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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