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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT
International Peer Reviewed & Refereed Journals, Open Access Journal
ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
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Impact Factor : 8.76

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Paper Title: DIGITAL BANKING: AN INDIAN PERSPECTIVE
Authors Name: Dr. Ajay Kumar
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IJNRD_185624
Published Paper Id: IJNRD2301044
Published In: Volume 8 Issue 1, January-2023
DOI:
Abstract: A bank is a financial institution licensed to receive deposits and make loans. Banks also provide financial services such as wealth management, currency exchange and safe deposit boxes etc. Now banks become more advanced in modern times as converted into digital banking. Digital banking is a part of the broader context for the move to online banking, where banking services are delivered over the internet and our door steps. The shift from traditional to digital banking has been gradual and remains ongoing and is constituted by different degrees of banking service digitization. An effective digital transformation begins with an understanding of digital customer behavior, preferences, choices, requirements and aspirations. The present study is based on secondary data. The data has been collected from the various published sources such as articles, publications of Government, banks and websites. The study found that digital banking has reduced operating costs of the banks and leads to more profits for the banks.
Keywords: Digitization, transformation, operating cost.
Cite Article: "DIGITAL BANKING: AN INDIAN PERSPECTIVE", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 1, page no.a374-a385, January-2023, Available :http://www.ijnrd.org/papers/IJNRD2301044.pdf
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ISSN: 2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Publication Details: Published Paper ID:IJNRD2301044
Registration ID: 185624
Published In: Volume 8 Issue 1, January-2023
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Page No: a374-a385
Country: Dharamshala, Himachal Pradesh, India
Research Area: Commerce
Publisher : IJ Publication
Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2301044
Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2301044
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016

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