INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI)
This research paper examines the transformation towards a cashless economy in India, analyzing its advantages, disadvantages, and future prospects. The study highlights the benefits of using e-wallets, online banking services etc. However, challenges exist, including the digital divide, cybersecurity concerns, and privacy issues, as evidenced by various scholars. The future scope for a cashless economy is also explored. The paper primarily is a review of secondary sources. Additionally, a short survey was also utilized to assess the citizens usage of online payment services/apps.
Keywords:
UPI, Cashless, Economy, Payments
Cite Article:
"A Review of Online Payment Services in India", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.8, Issue 11, page no.c290-c300, November-2023, Available :http://www.ijnrd.org/papers/IJNRD2311237.pdf
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ISSN:
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
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