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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Digital Transformation in Indian Banking: Opportunities and Challenges |
| Authors Name: | Dr Ashok Kumar Mishra |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_216465
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| Published Paper Id: | IJNRD1805018 |
| Published In: | Volume 3 Issue 5, May-2018 |
| DOI: | https://doi.org/10.5281/zenodo.10894450 |
| Abstract: | The digital transformation of the Indian banking sector presents a paradigm shift in how financial services are delivered, accessed, and managed. This paper explores the opportunities and challenges associated with digital transformation in Indian banking, focusing on key areas such as evolution, current state, opportunities, challenges, case studies, future trends, and outlook. Drawing on insights from industry reports, government initiatives, and case studies of leading banks and fintech startups, the paper provides a comprehensive analysis of the digital banking landscape in India. It highlights the significant growth in digital transactions, mobile banking users, and fintech investments, while also addressing challenges such as infrastructure limitations, cybersecurity threats, and regulatory complexities. Through case studies of successful digital transformation initiatives, the paper underscores the importance of innovation, customer-centricity, and collaboration in driving success in the digital era. Looking ahead, future trends such as AI, open banking, and blockchain are expected to shape the evolution of the Indian banking sector. By embracing these trends and leveraging digital technologies effectively, banks can position themselves for sustainable growth and competitiveness in an increasingly digital-first economy. |
| Keywords: | Digital transformation, Indian banking, opportunities, challenges, case studies, future trends, AI, open banking, blockchain |
| Cite Article: | "Digital Transformation in Indian Banking: Opportunities and Challenges ", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.3, Issue 5, page no.98-106, May-2018, Available :http://www.ijnrd.org/papers/IJNRD1805018.pdf |
| Downloads: | 00019 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD1805018 Registration ID: 216465 Published In: Volume 3 Issue 5, May-2018 DOI (Digital Object Identifier): https://doi.org/10.5281/zenodo.10894450 Page No: 98-106 Country: -, -, India Research Area: Engineering Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD1805018 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD1805018 |
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ISSN: 2456-4184
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