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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Financial inclusion and socio economic development of women street vendors in Bugesera district, Rwanda (2018-2022) |
| Authors Name: | Mujawamariya Elisabeth |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_213444
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| Published Paper Id: | IJNRD2402148 |
| Published In: | Volume 9 Issue 2, February-2024 |
| DOI: | |
| Abstract: | Abstract This study investigates the relationship between financial inclusion and the socioeconomic development of women street vendors in Nyamata town of Bugesera District, Rwanda. The study assesses the impact of microcredits, savings accounts, and mobile money services on income levels, quality of life, and business growth opportunities for these vendors. Employing a mixed-methods approach, the research involves 121 participants selected through stratified sampling. Notable findings reveal significant associations between financial tools and the socioeconomic well-being of these women. Access to microcredits demonstrates a substantial positive correlation with heightened income levels (regression coefficient of 1.23), while savings accounts exhibit a robust connection to improved business growth opportunities (regression coefficient of 0.25), Mobile money services play a crucial role in fostering financial inclusion, contributing to elevated living standards for women street vendors(regression coefficient of 0.75). Challenges such as high-interest rates underscore the need for responsible microcredit program design. The study concludes that financial inclusion empowers women street vendors, recommending continued support for microcredit initiatives, accessible savings programs, and mobile money infrastructure development. Future research should explore enduring effects, policy consequences, comparative analyses, and technological advancements tailored for marginalized communities. |
| Keywords: | Keywords: Financial Inclusion, Microcredits, Mobile Money Services, Savings Accounts, Socioeconomic Development, Women Street Vendors. |
| Cite Article: | "Financial inclusion and socio economic development of women street vendors in Bugesera district, Rwanda (2018-2022)", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 2, page no.b369-b381, February-2024, Available :http://www.ijnrd.org/papers/IJNRD2402148.pdf |
| Downloads: | 000118762 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2402148 Registration ID: 213444 Published In: Volume 9 Issue 2, February-2024 DOI (Digital Object Identifier): Page No: b369-b381 Country: Nyamata, Rwanda, Rwanda Research Area: Management Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2402148 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2402148 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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