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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Digital Transactional Platform |
| Authors Name: | Srinkhla Verma |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_215343
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| Published Paper Id: | IJNRD2403216 |
| Published In: | Volume 9 Issue 3, March-2024 |
| DOI: | |
| Abstract: | The development of digital transaction platforms has altered the banking and financial sector, bringing efficiency, accessibility, and inclusion through novel technology. This research investigates the transformational journey of digital platforms, including their historical genesis, contemporary influence, and future potential. Since the debut of ATMs and online banking in the 1970s and 1980s, digital platforms have grown quickly, with the rise of mobile banking and online payment solutions marking important milestones in the 2000s. The current period sees the domination of digital platforms such as BHIM UPI and Paytm, which facilitate smooth transactions and promote cashless economies. This paper examines the role and influence of digital platforms in revolutionising banking and economics, emphasising its benefits in terms of efficiency, accessibility, and convenience. However, issues like as cybersecurity concerns and regulatory compliance require attention. A survey-based research approach provides insights into users' preferences, habits, and impressions of digital transactional platforms. Users choose simplicity and dependability, according to the findings, while also being concerned about security and technological challenges. The study continues by emphasising the significance of resolving user concerns to build trust and drive greater use of digital platforms. Stakeholders can sustain the revolutionary impact of digital transactional platforms by prioritising user-centric design, strong security measures, and efficient customer service, hence promoting economic success in the digital era. |
| Keywords: | Digital, Platform, Transactional, Banking, Digital Technology, Finance |
| Cite Article: | "Digital Transactional Platform", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 3, page no.c99-c110, March-2024, Available :http://www.ijnrd.org/papers/IJNRD2403216.pdf |
| Downloads: | 00044 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2403216 Registration ID: 215343 Published In: Volume 9 Issue 3, March-2024 DOI (Digital Object Identifier): Page No: c99-c110 Country: Haldwani, Uttarakhand, India Research Area: Other Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2403216 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2403216 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
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