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INTERNATIONAL JOURNAL OF NOVEL RESEARCH AND DEVELOPMENT International Peer Reviewed & Refereed Journals, Open Access Journal ISSN Approved Journal No: 2456-4184 | Impact factor: 8.76 | ESTD Year: 2016 Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 8.76 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(DOI) |
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| Paper Title: | Fortifying Online Banking: Advanced Security Measures Using Mobile Phone |
| Authors Name: | HARSHAVARDHAN D , Saisree K , Ragavarshini S |
| Download E-Certificate: | Download |
| Author Reg. ID: |
IJNRD_216120
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| Published Paper Id: | IJNRD2403424 |
| Published In: | Volume 9 Issue 3, March-2024 |
| DOI: | |
| Abstract: | This study delves into enhancing the security of mobile banking, a prominent platform post-ATM banking. Mobile banking apps like G-pay and Paytm are susceptible to hacking, necessitating robust protection mechanisms. These include fingerprint and facial recognition, as well as distress detection, to safeguard user accounts. When a hacker gains access to an account, they initiate a money transfer, requiring essential information like account number, IFSC number, transfer limits, balance, alternative accounts, and the transaction amount. The server verifies this data against its database for validity. If the amount is within the allowed limit, it demands the account holder's fingerprint for confirmation. If the amount exceeds the limit, the authentication process intensifies with facial recognition, a 360-degree scan, and iris scanning and distress detection. Any signs of distress or discomfort prompt further scrutiny, involving a secondary account holder. Transaction details are shared with the bank manager and the cyber-crime branch. The final transfer depends on the secondary account holder's approval. If fraud is suspected, the cybercrime department is alerted. All these authentication measures are done using the users mobile phone, thus making the transaction handy to the users. |
| Keywords: | Banking Security, Post Entry Authentication in Banks, Fingerprinting, Face Recognition, Iris Scanning, Depression Detection and 3600 environmental checkup using device camera. |
| Cite Article: | "Fortifying Online Banking: Advanced Security Measures Using Mobile Phone", International Journal of Novel Research and Development (www.ijnrd.org), ISSN:2456-4184, Vol.9, Issue 3, page no.e182-e190, March-2024, Available :http://www.ijnrd.org/papers/IJNRD2403424.pdf |
| Downloads: | 00035 |
| ISSN: |
2456-4184 | IMPACT FACTOR: 8.76 Calculated By Google Scholar| ESTD YEAR: 2016 An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 8.76 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator |
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Published Paper ID:IJNRD2403424 Registration ID: 216120 Published In: Volume 9 Issue 3, March-2024 DOI (Digital Object Identifier): Page No: e182-e190 Country: Chennai, Tamil Nadu, India Research Area: Computer Science & Technology Publisher : IJ Publication Published Paper URL : https://www.ijnrd.org/viewpaperforall?paper=IJNRD2403424 Published Paper PDF: https://www.ijnrd.org/papers/IJNRD2403424 |
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ISSN: 2456-4184
Impact Factor: 8.76 and ISSN APPROVED
Journal Starting Year (ESTD) : 2016
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